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86 photos · MLS data verified October 9, 2026 · Updated every 15 min
$2,195,000 Active
4 Beds·3 Baths·3,148 sqft·1,742 sqft lot·Built 1978
22650 E Cliff Dr, Santa Cruz, CA 95062
Listed 34 days ago ·  |  MLS# ML82059608
$697/sqft

22650 E Cliff Dr is a 4-bedroom, 3-bath single family home in Santa Cruz 95062 with 3,148 square feet of living space, built in 1978. It is listed at $2,195,000, or $697 per square foot, with HOA dues of $300 per month. The most recent 4-bedroom sales in 95062 closed between $1,250,000 and $2,425,000 ($887 to $1,063 per square foot).

Est. $14,238/moP&I $11,389 · Tax $2,286 · Insurance $262 · HOA $300Assumes 20% down ($439,000) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use a property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Single Family Price Position in Santa Cruz
This Home $2.2M
$1.0M$2.8M
179Active in Santa Cruz
93Active Single Family Homes
4.3 moInventory

Why This Home Stands Out

🏠
4 Bed / 3 Bath, 3,148 sqft
Built in 1978, attached 2-car garage.
🏊
HOA $300/mo
Dues include garden greenbelt trails.
Best fit forActive BuyersSanta Cruz SearchersMove-Up / Move-In

About 22650 E Cliff Dr

Fifty feet from the sand in a small, private beachfront enclave, this unusually spacious ocean view home offers a lifestyle most people only dream about. Step outside and you'll hear the waves before you see them, as you take the short walk to the water's edge to watch the surfers working the famous break at 26th Avenue. This is the beach lifestyle people across the country chase. Wake to the sun rising over Monterey Bay, grab your coffee, and wander down to the grassy bluff above the surf line, where whales, otters, and dolphins put on a daily show. Paddle out to one of the best shortboard breaks in Santa Cruz, or watch the locals carve it up while the tide rolls in. When the fog drifts through, the covered and enclosed patios keep the party going. Pleasure Point's shops, cafes, and coastal trail are all just a stroll away. Here the car sits parked for days because everything worth having, the beach, the break, the bakery, the neighbors who become friends, beckons just outside your door. Full time residence, family beach retreat, or the place you finally slow down and let the ocean set your schedule, this is the coastal life buyers spend years searching for. Homes in this tiny community almost never come to market, so don't miss your chance to live the dream in Santa Cruz.
MLSListings IDX
MLS ID #ML82059608, George Montanari. Listing provided by Compass · MLSListings Inc.
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Property Details for 22650 E Cliff Dr

Overview

Property Type
Single Family Residence
Year Built
1978
Stories
3
Bedrooms
4
Bathrooms
3 Full
Living Area
3,148 sqft
Lot Size
1,742 sqft (0.04 acres)
Price/sqft
$697
Status
Active

Interior

Primary Bedroom
Ground floor bedroom, Primary suite retreat
Kitchen
Dining area
Appliances
Dryer, Washer
Heating
Central forced air, gas
Cooling
None
Flooring
Carpet
Laundry
Inside
Family Room
Separate family room
Interior Features
Dumbwaiter, One or more skylights, Walkin closet

Exterior and Parking

Garage
Attached, 2 spaces
Roof
Flat
Foundation
Concrete perimeterand slab
View
Bay, Ocean, Water
Zoning
Rm-5-pp

Community and HOA

HOA Dues
$300/mo
HOA Includes
Garden greenbelt trails
Utilities
Public, Water public
County
Santa Cruz
City
Santa Cruz

Schools

School District
Live Oak Elementary
Santa Cruz Schools
View Santa Cruz schools

Listing

MLS Number
ML82059608
Listed
September 5, 2026
Days on Market
34
Listing Agent
George Montanari
Listing Brokerage
Compass
Data Verified
October 9, 2026

Source: MLSListings Inc. School attendance boundaries are set by the district and can change; verify directly with the district.

Location

This HomeActive ListingNew (3 days or less)Price ReducedOpen HouseSold
22650 E Cliff Dr, Santa Cruz, CA 95062 · Santa Cruz County

Market Context

Price Positioning
🏠 Inventory: 23 4-bedroom homes and 93 single family homes currently active in Santa Cruz.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
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Frequently Asked Questions

Listed at $2,195,000 ($697/sqft). The most recent 4-bedroom sales in 95062 closed at $887 to $1,063 per sqft.
Listed September 5, 2026. That is 34 days on market as of October 9, 2026.
Est. $14,238/mo with 20% down ($439,000) at 6.75%. That is principal and interest $11,389, property tax $2,286, insurance $262 and HOA $300. The assumptions and lender disclosure are with the payment estimate at the top of this page.
There are 179 active listings in Santa Cruz: 23 are 4-bedroom and 93 are single family homes.
The most recent 4-bedroom sales in Santa Cruz 95062 closed at $1,250,000 and $2,425,000, or $887 to $1,063 per sqft.
Yes. As of October 9, 2026, 22650 E Cliff Dr is an active listing at $2,195,000. It is a 4-bedroom, 3-bath single family home with HOA dues of $300 per month.
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Timothy Alston
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Timothy Alston
Timothy Alston
Broker · DRE# 01328224
Aegis Luxury Real Estate
(408) 207-4593[email protected]

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MLSListings IDXMLS ID #ML82051252, Strock Team. Listing provided by eXp Realty of California Inc · MLSListings Inc.
Source: MLSListings Inc. Closed sales data.
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MLSListings IDX

Property Information © 2026 MLSListings Inc. All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, MLSListings Inc.

The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than Aegis Luxury Real Estate are marked with the Internet Data Exchange icon (a stylized house) and detailed information about them includes the names of the listing brokers and listing agents.

Based on information from the MLSListings MLS as of Oct 9, 2026 4:45 PM PT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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Data updated every 15 minutes. Visit www.MLSListings.com for more information.

Information provided is for general informational purposes only. Equal Housing Opportunity. If you are currently working with a real estate agent, this is not intended as a solicitation.

Timothy Alston, Broker, DRE# 01328224, Aegis Luxury Real Estate, 10080 N. Wolfe Rd Ste SW3-200, Cupertino CA 95014. (408) 207-4593.

Last updated: Oct 9, 2026 4:45 PM PT | Source: MLSListings Inc.

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