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53 photos · MLS data verified October 9, 2026 · Updated every 15 min
$2,475,000 Active
4 Beds·3 Baths·2,172 sqft·18,426 sqft lot·Built 1962
1028 Western Dr, Santa Cruz, CA 95060
Listed 122 days ago ·  |  MLS# ML82040730
$1,139/sqft

1028 Western Dr is a single-level, 4-bedroom, 3-bath single family home in Santa Cruz 95060 with 2,172 square feet of living space, built in 1962. It is listed at $2,475,000, or $1,139 per square foot. The three most recent 4-bedroom sales in 95060 closed between $1,350,000 and $3,300,000 ($453 to $1,058 per square foot).

Est. $15,682/moP&I $12,842 · Tax $2,578 · Insurance $262 · HOA $0Assumes 20% down ($495,000) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use a property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Single Family Price Position in Santa Cruz
This Home $2.5M
$1.0M$2.8M
179Active in Santa Cruz
93Active Single Family Homes
4.3 moInventory

Why This Home Stands Out

🏠
Single Level, 4 Bed / 3 Bath, 2,172 sqft
Everything on one floor. Built in 1962, 2-car garage.
Best fit forActive BuyersSanta Cruz SearchersMove-Up / Move-In

About 1028 Western Dr

Rare Upper Westside estate property offering nearly 3,050 square feet of combined living space, including a newly constructed, fully permitted 876 sq. ft. ADU. Set on a rare, level 18,426 sq. ft. flat parcel just moments from Moore Creek Preserve, this beautifully remodeled single-level ranch captures the essence of Santa Cruz livingprivacy, flexibility, and income potential in one of the areas most sought-after neighborhoods. The main residence spans 2,172 sq. ft. with 3 bedrooms and 2 full bathrooms, plus a spacious, flexible office ideal as a 4th bedroom, private suite, or guest quarters. Thoughtfully updated throughout, the home blends classic ranch charm with modern finishes and an easy indoor-outdoor flow. The newly built ADU offers excellent potential for rental income, extended family, or a private work-from-home retreatideal for UCSC faculty or Bay Area remote professionals seeking space and privacy. The expansive, flat grounds are a rare Westside findperfect for gardening, entertaining, or relaxing. Features include terraced gardens, a dog run, oversized two-car garage, and owned solarall just minutes from surf, trails, and Westside favorites.
MLSListings IDX
MLS ID #ML82040730, Bri Steel. Listing provided by Live Love Santa Cruz · MLSListings Inc.
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Property Details for 1028 Western Dr

Overview

Property Type
Single Family Residence
Year Built
1962
Stories
1
Bedrooms
4
Bathrooms
3 Full
Living Area
2,172 sqft
Lot Size
18,426 sqft (0.42 acres)
Price/sqft
$1,139
Status
Active

Interior

Kitchen
Other
Fireplace
Wood burning
Heating
Central forced air, gas
Cooling
Other
Family Room
Other

Exterior and Parking

Garage
Garage, 2 spaces
Roof
Composition
Foundation
Concrete perimeter
Zoning
SFR

Community and HOA

Utilities
Public, Water public, Solar
County
Santa Cruz
City
Santa Cruz

Schools

School District
Santa Cruz City Elementary
Santa Cruz Schools
View Santa Cruz schools

Listing

MLS Number
ML82040730
Listed
June 9, 2026
Days on Market
122
Listing Agent
Bri Steel
Listing Brokerage
Live Love Santa Cruz
Data Verified
October 9, 2026

Source: MLSListings Inc. School attendance boundaries are set by the district and can change; verify directly with the district.

Location

This HomeActive ListingNew (3 days or less)Price ReducedOpen HouseSold
1028 Western Dr, Santa Cruz, CA 95060 · Santa Cruz County

Market Context

Price Positioning
🏠 Inventory: 23 4-bedroom homes and 93 single family homes currently active in Santa Cruz.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
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Frequently Asked Questions

Listed at $2,475,000 ($1,139/sqft). The three most recent 4-bedroom sales in 95060 closed at $453 to $1,058 per sqft.
Listed June 9, 2026. That is 122 days on market as of October 9, 2026.
Est. $15,682/mo with 20% down ($495,000) at 6.75%. That is principal and interest $12,842, property tax $2,578 and insurance $262. The assumptions and lender disclosure are with the payment estimate at the top of this page.
There are 179 active listings in Santa Cruz: 23 are 4-bedroom and 93 are single family homes.
The three most recent 4-bedroom sales in Santa Cruz 95060 closed at $1,350,000, $2,548,150 and $3,300,000, or $453 to $1,058 per sqft.
Yes. As of October 9, 2026, 1028 Western Dr is an active listing at $2,475,000. It is a 4-bedroom, 3-bath single family home.
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Timothy Alston, Broker
Timothy Alston
Broker · DRE# 01328224 · Over 23 Years Experience

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Timothy Alston
Timothy Alston
Broker · DRE# 01328224
Aegis Luxury Real Estate
(408) 207-4593[email protected]

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Recently Sold in Santa Cruz

Closed within 6 months · 4 bed / similar sqft · Santa Cruz 95060

126 National St
Sold $2,548,150
4 bd · 3 ba · 2,618 sqft
$973/sqft
Closed Oct 02, 2026 · 7 days on market
MLSListings IDXMLS ID #ML82061286, Anina Van Alstine. Listing provided by Coldwell Banker Realty · MLSListings Inc.
16 Kite Hill Road
Sold $3,300,000
4 bd · 2.5 ba · 3,119 sqft
$1,058/sqft
Closed Sep 30, 2026
MLSListings IDXMLS ID #ML82062391, Strock Team. Listing provided by eXp Realty of California Inc · MLSListings Inc.
188 Harbor Beach Ct
Sold $2,425,000
4 bd · 2.5 ba · 2,282 sqft
$1,062/sqft
Closed Sep 29, 2026 · 45 days on market
MLSListings IDXMLS ID #ML82051252, Strock Team. Listing provided by eXp Realty of California Inc · MLSListings Inc.
Source: MLSListings Inc. Closed sales data.
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Listed 122 days ago.

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MLSListings IDX

Property Information © 2026 MLSListings Inc. All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, MLSListings Inc.

The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than Aegis Luxury Real Estate are marked with the Internet Data Exchange icon (a stylized house) and detailed information about them includes the names of the listing brokers and listing agents.

Based on information from the MLSListings MLS as of Oct 9, 2026 5:45 PM PT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

These statistics are generated using information from the MLSListings Inc. multiple listing service, but have not been verified and are not guaranteed. MLSListings Inc. disclaims any responsibility for the accuracy and reliability of these statistics. This information should not be relied upon for real estate transaction decisions.

Data updated every 15 minutes. Visit www.MLSListings.com for more information.

Information provided is for general informational purposes only. Equal Housing Opportunity. If you are currently working with a real estate agent, this is not intended as a solicitation.

Timothy Alston, Broker, DRE# 01328224, Aegis Luxury Real Estate, 10080 N. Wolfe Rd Ste SW3-200, Cupertino CA 95014. (408) 207-4593.

Last updated: Oct 9, 2026 5:45 PM PT | Source: MLSListings Inc.

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