72 photos · MLS data verified October 8, 2026 · Updated every 15 min
$1,199,000
ActiveUnderContract
2 Beds·1 Baths·924 sqft·N/A sqft lot·Built 1975
4820 Opal Cliff Dr 103, Capitola, CA 95010
Listed 35 days ago · | MLS# ML82060043
$1,297/sqft
4820 Opal Cliff Dr 103 is a single-level, 2-bedroom, 1-bath condo in Capitola 95010 with 924 square feet of living space, built in 1975. It is listed at $1,199,000, or $1,297 per square foot, with HOA dues of $804 per month. The three most recent 2-bedroom sales in 95010 closed between $550,000 and $3,000,000 ($524 to $1,828 per square foot).
Est. $8,536/moP&I $6,221 · Tax $1,249 · Insurance $262 · HOA $804Assumes 20% down ($239,800) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use a property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Condo Price Position in Capitola
$575K$859K
38Active in Capitola
11Active Condos
5.4 moInventory
Why This Home Stands Out
🏠
Single Level, 2 Bed / 1 Bath, 924 sqft
Everything on one floor, with the primary bedroom on the ground level. Built in 1975.
🏊
HOA $804/mo
Dues include barbecue area, elevator.
Best fit forActive BuyersCapitola SearchersMove-Up / Move-In
About 4820 Opal Cliff Dr 103
Wow! Endless Views of Monterey Bay from every room! Two Bedroom, 1 Bath end unit 924 square foot Condo with 270-degree views of Monterey Bay.
Large Private Patio with beautiful flowers, makes this a perfect indoor-outdoor entertainers' property. Wake up to the views of the Pacific Ocean, Capitola Wharf and Moss Landing. Just down the road is Downtown Capitola and all that it has to offer with its restaurants and shops.
MLS ID #ML82060043, Patrick Crema. Listing provided by Crema Properties · MLSListings Inc.
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Property Details for 4820 Opal Cliff Dr 103
Overview
- Property Type
- Condominium
- Year Built
- 1975
- Stories
- 1
- Bedrooms
- 2
- Bathrooms
- 1 Full
- Living Area
- 924 sqft
- Price/sqft
- $1,297
- Status
- ActiveUnderContract
Interior
- Primary Bedroom
- Ground floor bedroom
- Kitchen
- Countertop, solid surfce corian, Exhaust fan
- Appliances
- Cooktop electric, Dishwasher, Exhaust fan, Garbage disposal, Hood over range, Microwave, Oven range electric, Refrigerator
- Fireplace
- Gas burning, Living room
- Heating
- Baseboard, Electric
- Cooling
- None
- Flooring
- Carpet, Tile
- Laundry
- Coin operated, Community pool
- Family Room
- None
Exterior and Parking
- Carport
- 1 space
- Roof
- Composition
- Foundation
- Concrete slab
- View
- Bay, Ocean, Water
- Fencing
- Fenced back, Gate
- Zoning
- Condo
Community and HOA
- HOA Dues
- $804/mo
- HOA Includes
- Barbecue area, Elevator
- Utilities
- Water public
- County
- Santa Cruz
- City
- Capitola
Schools
- School District
- Soquel Union Elementary
- Capitola Schools
- View Capitola schools
Listing
- MLS Number
- ML82060043
- Listed
- September 3, 2026
- Days on Market
- 35
- Listing Agent
- Patrick Crema
- Listing Brokerage
- Crema Properties
- Data Verified
- October 8, 2026
Source: MLSListings Inc. School attendance boundaries are set by the district and can change; verify directly with the district.
Free from Aegis · Updated for October 2026
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Location
4820 Opal Cliff Dr 103, Capitola, CA 95010 · Santa Cruz County
Market Context
Price Positioning
🏠 Inventory: 12 2-bedroom homes and 11 condos currently active in Capitola.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
Get My Offer Range →Frequently Asked Questions
Listed at $1,199,000 ($1,297/sqft). The three most recent 2-bedroom sales in 95010 closed at $524 to $1,828 per sqft.
Listed September 3, 2026. That is 35 days on market as of October 8, 2026.
Est. $8,536/mo with 20% down ($239,800) at 6.75%. That is principal and interest $6,221, property tax $1,249, insurance $262 and HOA $804. The assumptions and lender disclosure are with the payment estimate at the top of this page.
There are 38 active listings in Capitola: 12 are 2-bedroom and 11 are condos.
The three most recent 2-bedroom sales in Capitola 95010 closed at $550,000, $575,000 and $3,000,000, or $524 to $1,828 per sqft.
Yes. As of October 8, 2026, 4820 Opal Cliff Dr 103 is an active listing at $1,199,000. It is a 2-bedroom, 1-bath condo with HOA dues of $804 per month.
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Buyers
See 4820 Opal Cliff Dr 103 before the weekend
Listed 35 days ago.
Questions
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Timothy Alston, Broker, DRE# 01328224. Over 23 years in Silicon Valley real estate.
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