25 photos · MLS data verified October 9, 2026 · Updated every 15 min
$1,395,000
Active
4 Beds·4 Baths·2,532 sqft·1,830 sqft lot·Built 1932
105 Stephen Rd, Aptos, CA 95003
Listed 77 days ago · | MLS# ML82055373
$550/sqft
105 Stephen Rd is a 4-bedroom, 4-bath home in Aptos 95003 with 2,532 square feet of living space, built in 1932. It is listed at $1,395,000, or $550 per square foot. The three most recent 4-bedroom sales in 95003 closed between $1,325,000 and $1,955,000 ($556 to $850 per square foot).
Est. $8,953/moP&I $7,238 · Tax $1,453 · Insurance $262 · HOA $0Assumes 20% down ($279,000) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use a property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
108Active in Aptos
2Active Homes
5.7 moInventory
Why This Home Stands Out
🏠
4 Bed / 4 Bath, 2,532 sqft
Built in 1932.
Best fit forActive BuyersAptos SearchersMove-Up / Move-In
About 105 Stephen Rd
Timeless Spanish Charm in the Heart of Rio del Mar Beach.
A rare opportunity to own one of the original Spanish-style fourplexes in sought-after Rio del Mar Beach. Built in 1932, this property reflects the architectural heritage of California's coastal communities while offering the stability of an exceptional investment. Situated on a single parcel moments from the sand, the fourplex features four one-bedroom, one-bath units a desirable mix that attracts tenants and strong rental demand in one of Santa Cruz's most coveted beachside neighborhoods. Units are separately metered. Recent improvements include a remodeled kitchen in Unit 1 and new paint and flooring in Unit 4. Residents enjoy an effortless coastal lifestyle steps from the beach, with Cabrillo College minutes away, Nisene Marks nearby for hiking and biking, and the shops and charm of Aptos Village close at hand. With multifamily development extremely limited and coastal properties increasingly hard to acquire, opportunities like this are rare historic architecture, a prime location, and lasting appreciation in one legacy asset. Ideal for expanding a portfolio, completing a 1031 exchange, or securing a trophy coastal asset this iconic fourplex is a true opportunity to own a piece of Santa Cruz County history.
MLS ID #ML82055373, Mario Desantis. Listing provided by Coldwell Banker Realty · MLSListings Inc.
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Property Details for 105 Stephen Rd
Overview
- Property Type
- Other
- Year Built
- 1932
- Stories
- 2
- Bedrooms
- 4
- Bathrooms
- 4 Full
- Living Area
- 2,532 sqft
- Lot Size
- 1,830 sqft (0.04 acres)
- Price/sqft
- $550
- Status
- Active
Interior
- Kitchen
- No formal dining room
- Fireplace
- Other
- Heating
- Other
- Cooling
- Other
- Family Room
- Kitchen family room combo
Exterior and Parking
- Roof
- Wood
- Foundation
- Concrete perimeterand slab
- Zoning
- Rm-3
Community and HOA
- Utilities
- Public, Water public
- County
- Santa Cruz
- City
- Aptos
Schools
- School District
- Santa Cruz City High
- Aptos Schools
- View Aptos schools
Listing
- MLS Number
- ML82055373
- Listed
- July 24, 2026
- Days on Market
- 77
- Listing Agent
- Mario Desantis
- Listing Brokerage
- Coldwell Banker Realty
- Data Verified
- October 9, 2026
Source: MLSListings Inc. School attendance boundaries are set by the district and can change; verify directly with the district.
Free from Aegis · Updated for October 2026
Three Aptos Reports the Listing Does Not Give You
📄Aptos Market ReportFree 9-page PDF with bedroom breakdowns, comp data and pricing trends, updated monthly.Email Me the Report →📋Aptos Buyer BriefA personalized brief with comp data, offer strategy and neighborhood context.Email Me the Report →🎯Aptos Offer StrategyComp analysis and bid recommendations before you write an offer on this home.Email Me the Report →
Location
105 Stephen Rd, Aptos, CA 95003 · Santa Cruz County
Market Context
Price Positioning
🏠 Inventory: 18 4-bedroom homes and 2 homes currently active in Aptos.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
Get My Offer Range →Frequently Asked Questions
Listed at $1,395,000 ($550/sqft). The three most recent 4-bedroom sales in 95003 closed at $556 to $850 per sqft.
Listed July 24, 2026. That is 77 days on market as of October 9, 2026.
Est. $8,953/mo with 20% down ($279,000) at 6.75%. That is principal and interest $7,238, property tax $1,453 and insurance $262. The assumptions and lender disclosure are with the payment estimate at the top of this page.
There are 108 active listings in Aptos: 18 are 4-bedroom and 2 are homes.
The three most recent 4-bedroom sales in Aptos 95003 closed at $1,325,000, $1,855,000 and $1,955,000, or $556 to $850 per sqft.
Yes. As of October 9, 2026, 105 Stephen Rd is an active listing at $1,395,000. It is a 4-bedroom, 4-bath home.
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Broker · DRE# 01328224 · Over 23 Years Experience
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For Homeowners
Your neighbors are selling. Should you?
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In Aptos, 12 new listings hit the MLS this week. By the time most search sites update, the window has already narrowed.
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Buyers
See 105 Stephen Rd before the weekend
Listed 77 days ago.
Questions
Talk to Timothy directly
Timothy Alston, Broker, DRE# 01328224. Over 23 years in Silicon Valley real estate.
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