45 photos · MLS data verified October 9, 2026 · Updated every 15 min
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$5,495,000
Active
3 Beds·4 Baths·2,550 sqft·4,835 sqft lot·Built 2007
643 Beach Dr, Aptos, CA 95003
Listed 161 days ago · | MLS# ML82045531
$2,154/sqft
643 Beach Dr is a 3-bedroom, 4-bath single family home in Aptos 95003 with 2,550 square feet of living space, built in 2007. It is listed at $5,495,000, or $2,154 per square foot, with HOA dues of $50 per month. The three most recent 3-bedroom sales in 95003 closed between $1,400,000 and $2,350,000 ($594 to $1,022 per square foot).
Est. $34,548/moP&I $28,512 · Tax $5,724 · Insurance $262 · HOA $50Assumes 20% down ($1,099,000) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use a property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Single Family Price Position in Aptos
$949K$2.8M
108Active in Aptos
63Active Single Family Homes
5.7 moInventory
Why This Home Stands Out
🏠
3 Bed / 4 Bath, 2,550 sqft
Built in 2007, attached 2-car garage.
🏊
HOA $50/mo
Rio Sand and Surf.
🌱
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Best fit forActive BuyersAptos SearchersMove-Up / Move-In
About 643 Beach Dr
Sweeping ocean views take center stage at 643 Beach Dr, where retractable folding glass doors open the living spaces to breathtaking coastal views and spectacular sunsets. Built in 2007, this beautifully crafted 3-bedroom, 3.5-bath luxury coastal home features a chef's kitchen, an ocean-view primary suite and two guest bedrooms including one ensuite, radiant floor heating, wine refrigeration, and two attached garages. Approximately 50 steps from the sand and set toward the end of gated Beach Drive with less through traffic, the home enjoys an added sense of privacy, effortless indoor-outdoor living, and the relaxed elegance of California coastal living.
MLS ID #ML82045531, Steve Byrd. Listing provided by Sotheby’s International Realty · MLSListings Inc.
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Property Details for 643 Beach Dr
Overview
- Property Type
- Single Family Residence
- Year Built
- 2007
- Bedrooms
- 3
- Bathrooms
- 3 Full, 1 Half
- Living Area
- 2,550 sqft
- Lot Size
- 4,835 sqft (0.11 acres)
- Price/sqft
- $2,154
- Status
- Active
Interior
- Kitchen
- Exhaust fan, Pantry
- Appliances
- Cooktop gas, Dishwasher, Exhaust fan, Garbage disposal, Hood over range, Oven range built in gas, Refrigerator, Wine refrigerator, Washer dryer
- Fireplace
- Gas burning, Gas log, Primary bedroom
- Heating
- Radiant floors
- Cooling
- None
- Flooring
- Wood
- Laundry
- Inside
- Family Room
- Separate family room
Exterior and Parking
- Garage
- Attached, 2 spaces
- Roof
- Flat, Polyurethane
- Foundation
- Concrete perimeterand slab, Steel frame
- Construction
- Concrete
- View
- Ocean
- Zoning
- RB
Community and HOA
- HOA Dues
- $50/mo
- Utilities
- Natural gas available, Water public
- County
- Santa Cruz
- City
- Aptos
Schools
- School District
- Pajaro Valley Unified
- Aptos Schools
- View Aptos schools
Listing
- MLS Number
- ML82045531
- Listed
- May 1, 2026
- Days on Market
- 161
- Listing Agent
- Steve Byrd
- Listing Brokerage
- Sotheby’s International Realty
- Data Verified
- October 9, 2026
Source: MLSListings Inc. School attendance boundaries are set by the district and can change; verify directly with the district.
Free from Aegis · Updated for October 2026
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Location
643 Beach Dr, Aptos, CA 95003 · Santa Cruz County
Market Context
Price Positioning
🏠 Inventory: 33 3-bedroom homes and 63 single family homes currently active in Aptos.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
Get My Offer Range →Frequently Asked Questions
Listed at $5,495,000 ($2,154/sqft). The three most recent 3-bedroom sales in 95003 closed at $594 to $1,022 per sqft.
Listed May 1, 2026. That is 161 days on market as of October 9, 2026.
Est. $34,548/mo with 20% down ($1,099,000) at 6.75%. That is principal and interest $28,512, property tax $5,724, insurance $262 and HOA $50. The assumptions and lender disclosure are with the payment estimate at the top of this page.
There are 108 active listings in Aptos: 33 are 3-bedroom and 63 are single family homes.
The three most recent 3-bedroom sales in Aptos 95003 closed at $1,400,000, $1,850,000 and $2,350,000, or $594 to $1,022 per sqft.
Yes. As of October 9, 2026, 643 Beach Dr is an active listing at $5,495,000. It is a 3-bedroom, 4-bath single family home with HOA dues of $50 per month.
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Buyers
See 643 Beach Dr before the weekend
Listed 161 days ago.
Questions
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Timothy Alston, Broker, DRE# 01328224. Over 23 years in Silicon Valley real estate.
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