48 photos · MLS data verified October 9, 2026 · Updated every 15 min
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$3,995,000
Active
3 Beds·2 Baths·1,850 sqft·1,350 sqft lot·Built 1927
1500 Wharf Rd 22, Capitola, CA 95010
Listed 192 days ago · | MLS# ML82041044
$2,159/sqft
1500 Wharf Rd 22 is a 3-bedroom, 2-bath single family home in Capitola 95010 with 1,850 square feet of living space, built in 1927. It is listed at $3,995,000, or $2,159 per square foot, with HOA dues of $2,260 per month. The three most recent 3-bedroom sales in 95010 closed between $958,000 and $2,600,500 ($563 to $1,978 per square foot).
Est. $27,413/moP&I $20,729 · Tax $4,161 · Insurance $262 · HOA $2,260Assumes 20% down ($799,000) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use a property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Single Family Price Position in Capitola
$1.2M$2.4M
38Active in Capitola
17Active Single Family Homes
5.4 moInventory
Why This Home Stands Out
🏠
3 Bed / 2 Bath, 1,850 sqft
Built in 1927, 2-car garage.
🏊
HOA $2,260/mo
Dues include sewer.
🌱
OPEN FRI, 1PM TO 4PM
Tour the property in person. No appointment needed.
Best fit forActive BuyersCapitola SearchersMove-Up / Move-In
About 1500 Wharf Rd 22
Unique, Iconic home in a World-Class Location, in the heart of Capitola Village. The beach is your backyard, the Cool Ocean is your Pool. During the day, lay in the sun, play in the cool Pacific Ocean, enjoy a beach barbecue for lunch, and stroll along the waters edge. At low tide, explore the tide pools on both sides of the small Bay. In the evenings, sit on the upper-level deck and take in the ocean and sunset views with a glass of wine. Then cruise into the Village for dining or visit Shadow Brook Restaurant. Afterward, enjoy a peaceful beach walk under the light of the full moon. How classically cool can this be? You truly need to visit and experience this one-of-a-kind treasurethere is nothing comparable in Santa Cruz County. The home offers approximately 1,850 square feet across two levels, with a locking door separating the spaces. There are 3 bedrooms total - 2 on the upper floor and 1 on the lower level, which features a private beach access door. Each level includes a full kitchen and bathroom. Vacation rental permits are available with application. The property has been recently remodeled.
Do yourself a favor and come experience this incredible coastal retreat.
MLS ID #ML82041044, Paul Bailey. Listing provided by Bailey Properties · MLSListings Inc.
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Property Details for 1500 Wharf Rd 22
Overview
- Property Type
- Single Family Residence
- Year Built
- 1927
- Stories
- 2
- Bedrooms
- 3
- Bathrooms
- 2 Full
- Living Area
- 1,850 sqft
- Lot Size
- 1,350 sqft (0.03 acres)
- Price/sqft
- $2,159
- Status
- Active
Interior
- Primary Bedroom
- Ground floor bedroom, Reverse floor plan
- Kitchen
- Dining area
- Appliances
- Oven electric, Oven range electric, Washer dryer
- Fireplace
- Gas log, Living room
- Heating
- Central forced air, gas, Heating, 2plus zones
- Cooling
- None
- Flooring
- Wood
- Family Room
- Kitchen family room combo
Exterior and Parking
- Garage
- Garage, 2 spaces
- Roof
- Other
- Foundation
- Concrete perimeter
- View
- Bay, Ocean
- Lot Features
- Flag lot
- Fencing
- None
- Zoning
- R-1
Community and HOA
- HOA Dues
- $2260/mo
- HOA Includes
- Sewer
- Utilities
- Public, Water public
- County
- Santa Cruz
- City
- Capitola
Schools
- School District
- Soquel Union Elementary
- Capitola Schools
- View Capitola schools
Listing
- MLS Number
- ML82041044
- Listed
- March 31, 2026
- Days on Market
- 192
- Listing Agent
- Paul Bailey
- Listing Brokerage
- Bailey Properties
- Data Verified
- October 9, 2026
Source: MLSListings Inc. School attendance boundaries are set by the district and can change; verify directly with the district.
Free from Aegis · Updated for October 2026
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Location
1500 Wharf Rd 22, Capitola, CA 95010 · Santa Cruz County
Market Context
Price Positioning
🏠 Inventory: 10 3-bedroom homes and 17 single family homes currently active in Capitola.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
Get My Offer Range →Frequently Asked Questions
Listed at $3,995,000 ($2,159/sqft). The three most recent 3-bedroom sales in 95010 closed at $563 to $1,978 per sqft.
Listed March 31, 2026. That is 192 days on market as of October 9, 2026.
Est. $27,413/mo with 20% down ($799,000) at 6.75%. That is principal and interest $20,729, property tax $4,161, insurance $262 and HOA $2,260. The assumptions and lender disclosure are with the payment estimate at the top of this page.
There are 38 active listings in Capitola: 10 are 3-bedroom and 17 are single family homes.
The three most recent 3-bedroom sales in Capitola 95010 closed at $958,000, $1,790,000 and $2,600,500, or $563 to $1,978 per sqft.
Yes. As of October 9, 2026, 1500 Wharf Rd 22 is an active listing at $3,995,000. It is a 3-bedroom, 2-bath single family home with HOA dues of $2,260 per month.
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Broker · DRE# 01328224 · Over 23 Years Experience
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MLS ID #ML82043596, Christy Whiting Wohlert. Listing provided by David Lyng Real Estate · MLSListings Inc.Source: MLSListings Inc. Closed sales data.
For Homeowners
Your neighbors are selling. Should you?
What happens when the right home lists and nobody knows you are looking for it?
In Capitola, 1 new listings hit the MLS this week. By the time most search sites update, the window has already narrowed.
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Buyers
See 1500 Wharf Rd 22 before the weekend
Listed 192 days ago.
Questions
Talk to Timothy directly
Timothy Alston, Broker, DRE# 01328224. Over 23 years in Silicon Valley real estate.
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