12 photos · MLS data verified October 9, 2026 · Updated every 15 min
$895,000
Active
3 Beds·2 Baths·1,378 sqft·14,898 sqft lot·Built 1979
426 Palm St, Santa Cruz, CA 95060
Listed 4 days ago · | MLS# ML82063614
$649/sqft
426 Palm St is a single-level, 3-bedroom, 2-bath single family home in Santa Cruz 95060 with 1,378 square feet of living space, built in 1979. It is listed at $895,000, or $649 per square foot. The three most recent 3-bedroom sales in 95060 closed between $1,240,000 and $1,600,000 ($654 to $1,431 per square foot).
Est. $5,838/moP&I $4,644 · Tax $932 · Insurance $262 · HOA $0Assumes 20% down ($179,000) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use a property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Single Family Price Position in Santa Cruz
$1.0M$2.8M
179Active in Santa Cruz
93Active Single Family Homes
4.3 moInventory
Why This Home Stands Out
🏠
Single Level, 3 Bed / 2 Bath, 1,378 sqft
Everything on one floor. Built in 1979, attached 1-car garage plus guest parking.
⚡
Just Listed, 4 Days on Market
Early showings often see the most competition.
Best fit forActive BuyersSanta Cruz SearchersMove-Up / Move-In
About 426 Palm St
Rare Santa Cruz Opportunity: Expansive Lot on a Quiet Dead-End Street!!!
Tucked at the end of a peaceful dead-end street, this rare 14,898 sq. ft. lot offers the kind of space and privacy that's hard to find in Santa Cruz. Enjoy a prime location just minutes from the beach and close to shopping, dining, and everyday conveniences.
The existing 3-bedroom, 2-bath home offers 1,378 sq. ft. of living space and is in poor condition, making it an ideal canvas for a full rehab or a fresh start. Bring your vision: restore and reimagine the current home, or build the custom residence you've always wanted, with the potential to add an ADU for guests, family, or rental income (buyer to verify with the City/County).
With room to spread out and endless possibilities, this is a rare chance to create something special in one of coastal California's most sought-after communities. Investors, builders, and dreamers, come see the potential!
MLS ID #ML82063614, Jim Guido. Listing provided by eXp Realty of California Inc · MLSListings Inc.
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Property Details for 426 Palm St
Overview
- Property Type
- Single Family Residence
- Year Built
- 1979
- Stories
- 1
- Bedrooms
- 3
- Bathrooms
- 2 Full
- Living Area
- 1,378 sqft
- Lot Size
- 14,898 sqft (0.34 acres)
- Price/sqft
- $649
- Status
- Active
Interior
- Kitchen
- Exhaust fan
- Appliances
- Dishwasher, Exhaust fan, Hood over range, Oven range electric, Refrigerator
- Fireplace
- Wood burning
- Heating
- Central forced air, gas
- Cooling
- None
- Flooring
- Carpet, Vinyl linoleum
- Family Room
- None
Exterior and Parking
- Garage
- Attached, 1 space
- Guest Parking
- Yes
- Roof
- Composition, Shingle
- Foundation
- Concrete perimeter
- Pool
- None
- Zoning
- R-1
Community and HOA
- Utilities
- Natural gas available, Public, Water public
- County
- Santa Cruz
- City
- Santa Cruz
Schools
- School District
- Santa Cruz City Elementary
- Santa Cruz Schools
- View Santa Cruz schools
Listing
- MLS Number
- ML82063614
- Listed
- October 5, 2026
- Days on Market
- 4
- Listing Agent
- Jim Guido
- Listing Brokerage
- eXp Realty of California Inc
- Data Verified
- October 9, 2026
Source: MLSListings Inc. School attendance boundaries are set by the district and can change; verify directly with the district.
Free from Aegis · Updated for October 2026
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📄Santa Cruz Market ReportFree 9-page PDF with bedroom breakdowns, comp data and pricing trends, updated monthly.Email Me the Report →📋Santa Cruz Buyer BriefA personalized brief with comp data, offer strategy and neighborhood context.Email Me the Report →🎯Santa Cruz Offer StrategyComp analysis and bid recommendations before you write an offer on this home.Email Me the Report →
Location
426 Palm St, Santa Cruz, CA 95060 · Santa Cruz County
Market Context
Price Positioning
🏠 Inventory: 47 3-bedroom homes and 93 single family homes currently active in Santa Cruz.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
Get My Offer Range →Frequently Asked Questions
Listed at $895,000 ($649/sqft). The three most recent 3-bedroom sales in 95060 closed at $654 to $1,431 per sqft.
Listed October 5, 2026. That is 4 days on market as of October 9, 2026.
Est. $5,838/mo with 20% down ($179,000) at 6.75%. That is principal and interest $4,644, property tax $932 and insurance $262. The assumptions and lender disclosure are with the payment estimate at the top of this page.
There are 179 active listings in Santa Cruz: 47 are 3-bedroom and 93 are single family homes.
The three most recent 3-bedroom sales in Santa Cruz 95060 closed at $1,240,000, $1,300,000 and $1,600,000, or $654 to $1,431 per sqft.
Yes. As of October 9, 2026, 426 Palm St is an active listing at $895,000. It is a 3-bedroom, 2-bath single family home.
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Broker · DRE# 01328224 · Over 23 Years Experience
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Buyers
See 426 Palm St before the weekend
Listed 4 days ago.
Questions
Talk to Timothy directly
Timothy Alston, Broker, DRE# 01328224. Over 23 years in Silicon Valley real estate.
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