60 photos · MLS data verified October 9, 2026 · Updated every 15 min
$1,499,000
Active
3 Beds·3 Baths·1,530 sqft·19,384 sqft lot·Built 1935
402 Bernal St, Aptos, CA 95003
Listed 17 days ago · | MLS# ML82062168
$979/sqft
402 Bernal St is a 3-bedroom, 3-bath single family home in Aptos 95003 with 1,530 square feet of living space, built in 1935. It is listed at $1,499,000, or $979 per square foot. The three most recent 3-bedroom sales in 95003 closed between $1,400,000 and $2,350,000 ($594 to $1,022 per square foot).
Est. $9,601/moP&I $7,778 · Tax $1,561 · Insurance $262 · HOA $0Assumes 20% down ($299,800) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use a property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Single Family Price Position in Aptos
$949K$2.8M
108Active in Aptos
63Active Single Family Homes
5.7 moInventory
Why This Home Stands Out
🏠
3 Bed / 3 Bath, 1,530 sqft
Built in 1935, 2-car garage.
Best fit forActive BuyersAptos SearchersMove-Up / Move-In
About 402 Bernal St
Nestled in the heart of Aptos Village, this special property blends vintage charm with thoughtful updates. Two existing living units, plus the potential for a third, offer exceptional flexibility. The extensively updated 2-bedroom, 1.5-bath single level main home retains its original character while offering a remodeled kitchen and baths, refinished fir hardwood floors, upgraded electrical and a new roof. An existing JADU studio provides additional living space or potential rental income, while an open permit to convert the garage into a 2-bedroom, 2.5-bath ADU creates exciting potential for multigenerational living, guests or additional rental income. Outside, a large, private and fully fenced backyard offers room to relax, garden and gather. Set between the redwoods and the sea, the location puts the best of Aptos within easy reach. Stroll to New Leaf, Cat & Cloud, Mentone, Cantine and other Village favorites, or head just minutes down the road to Rio del Mar, Seacliff and Seascape beaches and the trails of Nisene Marks. A rare combination of character, versatility and walkable Aptos Village living.
MLS ID #ML82062168, Kasey Hinchman. Listing provided by David Lyng Real Estate · MLSListings Inc.
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Property Details for 402 Bernal St
Overview
- Property Type
- Single Family Residence
- Year Built
- 1935
- Bedrooms
- 3
- Bathrooms
- 2 Full, 1 Half
- Living Area
- 1,530 sqft
- Lot Size
- 19,384 sqft (0.44 acres)
- Price/sqft
- $979
- Status
- Active
Interior
- Primary Bedroom
- Bedroomon ground floor2plus
- Kitchen
- No formal dining room
- Heating
- Wall furnace
- Cooling
- None
- Family Room
- None
Exterior and Parking
- Garage
- Garage, 2 spaces
- Roof
- Composition
- Foundation
- Concrete slab
- Zoning
- PR
Community and HOA
- Utilities
- Public, Water public
- County
- Santa Cruz
- City
- Aptos
Schools
- School District
- Pajaro Valley Unified
- Aptos Schools
- View Aptos schools
Listing
- MLS Number
- ML82062168
- Listed
- September 22, 2026
- Days on Market
- 17
- Listing Agent
- Kasey Hinchman
- Listing Brokerage
- David Lyng Real Estate
- Data Verified
- October 9, 2026
Source: MLSListings Inc. School attendance boundaries are set by the district and can change; verify directly with the district.
Free from Aegis · Updated for October 2026
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Location
402 Bernal St, Aptos, CA 95003 · Santa Cruz County
Market Context
Price Positioning
🏠 Inventory: 33 3-bedroom homes and 63 single family homes currently active in Aptos.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
Get My Offer Range →Frequently Asked Questions
Listed at $1,499,000 ($979/sqft). The three most recent 3-bedroom sales in 95003 closed at $594 to $1,022 per sqft.
Listed September 22, 2026. That is 17 days on market as of October 9, 2026.
Est. $9,601/mo with 20% down ($299,800) at 6.75%. That is principal and interest $7,778, property tax $1,561 and insurance $262. The assumptions and lender disclosure are with the payment estimate at the top of this page.
There are 108 active listings in Aptos: 33 are 3-bedroom and 63 are single family homes.
The three most recent 3-bedroom sales in Aptos 95003 closed at $1,400,000, $1,850,000 and $2,350,000, or $594 to $1,022 per sqft.
Yes. As of October 9, 2026, 402 Bernal St is an active listing at $1,499,000. It is a 3-bedroom, 3-bath single family home.
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Buyers
See 402 Bernal St before the weekend
Listed 17 days ago.
Questions
Talk to Timothy directly
Timothy Alston, Broker, DRE# 01328224. Over 23 years in Silicon Valley real estate.
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