46 photos · MLS data verified October 9, 2026 · Updated every 15 min
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$695,000
Active
2 Beds·2 Baths·990 sqft·N/A sqft lot·Built 1974
120 Palo Verde Ter, Santa Cruz, CA 95060
Listed 38 days ago · | MLS# ML82059343
$702/sqft
120 Palo Verde Ter is a 2-bedroom, 2-bath townhome in Santa Cruz 95060 with 990 square feet of living space, built in 1974. It is listed at $695,000, or $702 per square foot, with HOA dues of $827 per month. The three most recent 2-bedroom sales in 95060 closed between $630,000 and $1,615,000 ($636 to $1,748 per square foot).
Est. $5,419/moP&I $3,606 · Tax $724 · Insurance $262 · HOA $827Assumes 20% down ($139,000) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use a property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Townhome Price Position in Santa Cruz
$726K$1.3M
179Active in Santa Cruz
12Active Townhomes
4.3 moInventory
Why This Home Stands Out
🏠
2 Bed / 2 Bath, 990 sqft
Built in 1974.
🏊
HOA $827/mo
Dues include insurance.
🌱
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Best fit forActive BuyersSanta Cruz SearchersMove-Up / Move-In
About 120 Palo Verde Ter
Upper Westside townhome well located at the base of UCSC. This 2 bedroom, 1 ½ bath home features updated kitchen, bathroom counters and cabinets, newer flooring, double pane windows, freshly painted interior, in-unit laundry, custom blinds and lighting. The large upstairs bedrooms have ample closet space and easy access to the full bathroom. The large living room has great flow to the private back patio. Assigned covered parking space and community pool are conveniently located close by. Westlake Elementary, University Terrace Park, Pogonip, Moore Creek Preserve and miles of world class hiking and mountain biking trails are nearby. Beaches, surfing and the Boardwalk are a straight shot down Bay Street. Come experience all that 120 Palo Verde Terrace has to offer.
MLS ID #ML82059343, Peter Cook. Listing provided by Lighthouse Realty · MLSListings Inc.
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Property Details for 120 Palo Verde Ter
Overview
- Property Type
- Townhouse
- Year Built
- 1974
- Bedrooms
- 2
- Bathrooms
- 1 Full, 1 Half
- Living Area
- 990 sqft
- Price/sqft
- $702
- Status
- Active
Interior
- Kitchen
- Dining areain living room
- Heating
- Central forced air, gas
- Cooling
- None
- Laundry
- Inside
- Family Room
- None
Exterior and Parking
- Carport
- 1 space
- Roof
- Composition
- Foundation
- Concrete slab
- Pool
- Community pool
- Zoning
- Townhome
Community and HOA
- HOA Dues
- $827/mo
- HOA Includes
- Insurance
- County
- Santa Cruz
- City
- Santa Cruz
Schools
- School District
- Santa Cruz City Elementary
- Santa Cruz Schools
- View Santa Cruz schools
Listing
- MLS Number
- ML82059343
- Listed
- September 1, 2026
- Days on Market
- 38
- Listing Agent
- Peter Cook
- Listing Brokerage
- Lighthouse Realty
- Data Verified
- October 9, 2026
Source: MLSListings Inc. School attendance boundaries are set by the district and can change; verify directly with the district.
Free from Aegis · Updated for October 2026
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Location
120 Palo Verde Ter, Santa Cruz, CA 95060 · Santa Cruz County
Market Context
Price Positioning
🏠 Inventory: 30 2-bedroom homes and 12 townhomes currently active in Santa Cruz.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
Get My Offer Range →Frequently Asked Questions
Listed at $695,000 ($702/sqft). The three most recent 2-bedroom sales in 95060 closed at $636 to $1,748 per sqft.
Listed September 1, 2026. That is 38 days on market as of October 9, 2026.
Est. $5,419/mo with 20% down ($139,000) at 6.75%. That is principal and interest $3,606, property tax $724, insurance $262 and HOA $827. The assumptions and lender disclosure are with the payment estimate at the top of this page.
There are 179 active listings in Santa Cruz: 30 are 2-bedroom and 12 are townhomes.
The three most recent 2-bedroom sales in Santa Cruz 95060 closed at $630,000, $699,000 and $1,615,000, or $636 to $1,748 per sqft.
Yes. As of October 9, 2026, 120 Palo Verde Ter is an active listing at $695,000. It is a 2-bedroom, 2-bath townhome with HOA dues of $827 per month.
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Buyers
See 120 Palo Verde Ter before the weekend
Listed 38 days ago.
Questions
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Timothy Alston, Broker, DRE# 01328224. Over 23 years in Silicon Valley real estate.
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