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40 photos · MLS data verified October 9, 2026 · Updated every 15 min
$470,109 Active
1 Beds·1 Baths·776 sqft·N/A sqft lot·Built 2015
708 Frederick St 202, Santa Cruz, CA 95062
Listed 43 days ago ·  |  MLS# ML82058975
$605/sqft

708 Frederick St 202 is a single-level, 1-bedroom, 1-bath condo in Santa Cruz 95062 with 776 square feet of living space, built in 2015. It is listed at $470,109, or $605 per square foot, with HOA dues of $593 per month. The most recent 1-bedroom sale in 95062 closed at $299,500 ($457 per square foot).

Est. $3,784/moP&I $2,439 · Tax $490 · Insurance $262 · HOA $593Assumes 20% down ($94,022) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use a property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Condo Price Position in Santa Cruz
This Home $470K
$351K$995K
179Active in Santa Cruz
23Active Condos
4.3 moInventory

Why This Home Stands Out

🏠
Single Level, 1 Bed / 1 Bath, 776 sqft
Everything on one floor. Built in 2015, 1-car garage.
🏊
HOA $593/mo
Frederick St Commons.
Best fit forActive BuyersSanta Cruz SearchersMove-Up / Move-In

About 708 Frederick St 202

City of Santa Cruz Measure O Condo located in highly desirable Seabright location. 1 person max income- $96,050. 2 person max income- $109,750. Preference is given to a Buyer that lives or works in City of Santa Cruz. Rare, affordable housing offering. This bright, well-designed 1-bedroom condo is located in a secure building built in 2015, with a locked lobby, gated garage parking, resident elevator, shared indoor lounge spaces, bike storage, outdoor community spaces and fire pit, and guest parking. Inside, natural light fills the open living space, where a gas fireplace creates a warm focal point and a spacious private balcony offers the perfect spot for morning coffee, mid-day lunch, or an evening unwind. The eat-in kitchen features a gas range, microwave, and ample counter space, while in-unit laundry adds everyday convenience. The generous bedroom includes a full-size closet. The secure garage includes an assigned parking space (#9) and private storage locker (#3), with additional bike storage. Walkable to Arana Gulch, the Santa Cruz Harbor and Beaches, multiple restaurants and grocery markets, Rio Theater and neighborhood parks. Rarely does a condo offer the ease of single-level living with this much convenience and connection to Santa Cruz.
MLSListings IDX
MLS ID #ML82058975, Aimee Thayer-Garcia. Listing provided by Montalvo Homes & Estates · MLSListings Inc.
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Property Details for 708 Frederick St 202

Overview

Property Type
Condominium
Year Built
2015
Stories
1
Bedrooms
1
Bathrooms
1 Full
Living Area
776 sqft
Price/sqft
$605
Status
Active

Interior

Kitchen
No formal dining room
Appliances
Microwave, Oven range gas, Refrigerator, Washer dryer
Fireplace
Gas burning, Living room
Heating
Fireplace
Cooling
None
Flooring
Vinyl linoleum
Laundry
Inside
Family Room
None

Exterior and Parking

Garage
Garage, 1 space
Roof
Composition
Foundation
Concrete slab
Zoning
PA

Community and HOA

HOA Dues
$593/mo
Utilities
Public, Water public
County
Santa Cruz
City
Santa Cruz

Schools

School District
Santa Cruz City Elementary
Santa Cruz Schools
View Santa Cruz schools

Listing

MLS Number
ML82058975
Listed
August 27, 2026
Days on Market
43
Listing Agent
Aimee Thayer-Garcia
Listing Brokerage
Montalvo Homes & Estates
Data Verified
October 9, 2026

Source: MLSListings Inc. School attendance boundaries are set by the district and can change; verify directly with the district.

Location

This HomeActive ListingNew (3 days or less)Price ReducedOpen HouseSold
708 Frederick St 202, Santa Cruz, CA 95062 · Santa Cruz County

Market Context

Price Positioning
🏠 Inventory: 12 1-bedroom homes and 23 condos currently active in Santa Cruz.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
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Frequently Asked Questions

Listed at $470,109 ($605/sqft). The most recent 1-bedroom sale in 95062 closed at $457 to $457 per sqft.
Listed August 27, 2026. That is 43 days on market as of October 9, 2026.
Est. $3,784/mo with 20% down ($94,022) at 6.75%. That is principal and interest $2,439, property tax $490, insurance $262 and HOA $593. The assumptions and lender disclosure are with the payment estimate at the top of this page.
There are 179 active listings in Santa Cruz: 12 are 1-bedroom and 23 are condos.
The most recent 1-bedroom sale in Santa Cruz 95062 closed at $299,500, or $457 to $457 per sqft.
Yes. As of October 9, 2026, 708 Frederick St 202 is an active listing at $470,109. It is a 1-bedroom, 1-bath condo with HOA dues of $593 per month.
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Timothy Alston, Broker
Timothy Alston
Broker · DRE# 01328224 · Over 23 Years Experience

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Timothy Alston
Timothy Alston
Broker · DRE# 01328224
Aegis Luxury Real Estate
(408) 207-4593[email protected]

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Source: MLSListings Inc. Closed sales data.
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Listed 43 days ago.

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MLSListings IDX

Property Information © 2026 MLSListings Inc. All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, MLSListings Inc.

The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than Aegis Luxury Real Estate are marked with the Internet Data Exchange icon (a stylized house) and detailed information about them includes the names of the listing brokers and listing agents.

Based on information from the MLSListings MLS as of Oct 9, 2026 4:45 PM PT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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Data updated every 15 minutes. Visit www.MLSListings.com for more information.

Information provided is for general informational purposes only. Equal Housing Opportunity. If you are currently working with a real estate agent, this is not intended as a solicitation.

Timothy Alston, Broker, DRE# 01328224, Aegis Luxury Real Estate, 10080 N. Wolfe Rd Ste SW3-200, Cupertino CA 95014. (408) 207-4593.

Last updated: Oct 9, 2026 4:45 PM PT | Source: MLSListings Inc.

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