17 photos · MLS data verified October 9, 2026 · Updated every 15 min
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$425,000
Active
2 Beds·2 Baths·840 sqft·N/A sqft lot·Built 2010
1040 38th 6, Santa Cruz, CA 95062
Listed 72 days ago · | MLS# ML82055836
$505/sqft
1040 38th 6 is a 2-bedroom, 2-bath home in Santa Cruz 95062 with 840 square feet of living space, built in 2010. It is listed at $425,000, or $505 per square foot, with HOA dues of $600 per month. The three most recent 2-bedroom sales in 95062 closed between $945,000 and $1,550,000 ($724 to $1,264 per square foot).
Est. $3,510/moP&I $2,205 · Tax $443 · Insurance $262 · HOA $600Assumes 20% down ($85,000) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use a property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
179Active in Santa Cruz
4.3 moInventory
Why This Home Stands Out
🏠
2 Bed / 2 Bath, 840 sqft
Built in 2010.
🏊
HOA $600/mo
Dues include club house, common utility room.
🌱
OPEN MON, 12PM TO 2PM
Tour the property in person. No appointment needed.
Best fit forActive BuyersSanta Cruz SearchersMove-Up / Move-In
About 1040 38th 6
I am waiting for you to come see me.
This beautifully updated 840-square-foot home offers two bedrooms and two full bathrooms, providing a comfortable and functional living space. The open-concept layout seamlessly combines the kitchen and family room, with a dining area conveniently incorporated into the main living space.
Recent upgrades include brand-new appliances, stylish bathroom vanities with updated fixtures, fresh interior and exterior paint, and new flooring throughout. Central forced-air heating and a dedicated laundry area add to the home's everyday convenience. Move-in ready, this home has been thoughtfully renovated so you can settle in with ease.
Ideally located near the shops, restaurants, and beautiful beaches of Santa Cruz, this property offers the perfect opportunity to enjoy the relaxed lifestyle of a vibrant coastal community. This community is 62 and over.
MLS ID #ML82055836, 2 Guys in Real Estate. Listing provided by Epique Realty · MLSListings Inc.
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Property Details for 1040 38th 6
Overview
- Property Type
- SingleWideMobileHome
- Year Built
- 2010
- Bedrooms
- 2
- Bathrooms
- 2 Full
- Living Area
- 840 sqft
- Price/sqft
- $505
- Status
- Active
Interior
- Kitchen
- Dining family combo
- Heating
- Central forced air
- Cooling
- None
- Laundry
- Hookups only
- Family Room
- Kitchen family room combo
Exterior and Parking
- Roof
- Composition
Community and HOA
- HOA Dues
- $600/mo
- HOA Includes
- Club house, Common utility room
- Utilities
- Public, Water public
- County
- Santa Cruz
- City
- Santa Cruz
Schools
- School District
- Live Oak Elementary
- Santa Cruz Schools
- View Santa Cruz schools
Listing
- MLS Number
- ML82055836
- Listed
- July 29, 2026
- Days on Market
- 72
- Listing Agent
- 2 Guys in Real Estate
- Listing Brokerage
- Epique Realty
- Data Verified
- October 9, 2026
Source: MLSListings Inc. School attendance boundaries are set by the district and can change; verify directly with the district.
Free from Aegis · Updated for October 2026
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📄Santa Cruz Market ReportFree 9-page PDF with bedroom breakdowns, comp data and pricing trends, updated monthly.Email Me the Report →📋Santa Cruz Buyer BriefA personalized brief with comp data, offer strategy and neighborhood context.Email Me the Report →🎯Santa Cruz Offer StrategyComp analysis and bid recommendations before you write an offer on this home.Email Me the Report →
Location
1040 38th 6, Santa Cruz, CA 95062 · Santa Cruz County
Market Context
Price Positioning
🏠 Inventory: 31 2-bedroom homes currently active in Santa Cruz.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
Get My Offer Range →Frequently Asked Questions
Listed at $425,000 ($505/sqft). The three most recent 2-bedroom sales in 95062 closed at $724 to $1,264 per sqft.
Listed July 29, 2026. That is 72 days on market as of October 9, 2026.
Est. $3,510/mo with 20% down ($85,000) at 6.75%. That is principal and interest $2,205, property tax $443, insurance $262 and HOA $600. The assumptions and lender disclosure are with the payment estimate at the top of this page.
There are 179 active listings in Santa Cruz: 31 are 2-bedroom.
The three most recent 2-bedroom sales in Santa Cruz 95062 closed at $945,000, $1,275,000 and $1,550,000, or $724 to $1,264 per sqft.
Yes. As of October 9, 2026, 1040 38th 6 is an active listing at $425,000. It is a 2-bedroom, 2-bath home with HOA dues of $600 per month.
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Broker · DRE# 01328224 · Over 23 Years Experience
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Buyers
See 1040 38th 6 before the weekend
Listed 72 days ago.
Questions
Talk to Timothy directly
Timothy Alston, Broker, DRE# 01328224. Over 23 years in Silicon Valley real estate.
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