15 photos · MLS data verified October 9, 2026 · Updated every 15 min
$1,220,000
Active
2 Beds·2 Baths·1,214 sqft·1,337 sqft lot·Built 1993
125 Surf Way 438, Monterey, CA 93940
Listed 8 days ago · | MLS# ML82055058
$1,004/sqft
125 Surf Way 438 is a 2-bedroom, 2-bath condo in Monterey 93940 with 1,214 square feet of living space, built in 1993. It is listed at $1,220,000, or $1,004 per square foot, with HOA dues of $1,200 per month. The three most recent 2-bedroom sales in 93940 closed between $786,000 and $1,300,000 ($643 to $852 per square foot).
Est. $9,063/moP&I $6,330 · Tax $1,271 · Insurance $262 · HOA $1,200Assumes 20% down ($244,000) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use a property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Condo Price Position in Monterey
$415K$861K
75Active in Monterey
16Active Condos
3.9 moInventory
Why This Home Stands Out
🏠
2 Bed / 2 Bath, 1,214 sqft
Built in 1993, 1-car garage plus guest parking.
🏊
HOA $1,200/mo
Dues include insurance.
Best fit forActive BuyersMonterey SearchersMove-Up / Move-In
About 125 Surf Way 438
Experience the effortless elegance of Monterey coastal living in this beautifully appointed 2-bedroom, 2-bath condominium, where ocean views and a serene setting create the perfect retreat. Thoughtfully designed for comfort and relaxation, the residence offers an inviting atmosphere inspired by the natural beauty and timeless charm of the Central Coast.
Wake to refreshing coastal air, savor quiet mornings overlooking the ocean, and unwind as the evening light settles over the Monterey coastline. Resort-inspired amenities elevate the experience with a heated pool and spa, along with a fitness center for wellness and convenience.
Whether enjoyed as a primary residence, sophisticated weekend escape, or peaceful coastal getaway, this exceptional home offers a rare opportunity to embrace the Monterey lifestyletranquil, refined, and just moments from the beauty of the California coast.
MLS ID #ML82055058, Michelle Vivenzi. Listing provided by Compass · MLSListings Inc.
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Property Details for 125 Surf Way 438
Overview
- Property Type
- Condominium
- Year Built
- 1993
- Stories
- 2
- Bedrooms
- 2
- Bathrooms
- 2 Full
- Living Area
- 1,214 sqft
- Lot Size
- 1,337 sqft (0.03 acres)
- Price/sqft
- $1,004
- Status
- Active
Interior
- Kitchen
- Dining areain living room, Eatin kitchen
- Appliances
- Dishwasher, Microwave, Oven range electric, Refrigerator, Washer dryer
- Fireplace
- Insert, Living room, Other
- Heating
- Baseboard, Heating, 2plus zones
- Cooling
- None
- Flooring
- Carpet, Laminate
- Laundry
- Inside
- Family Room
- None
- Interior Features
- Walkin closet, Security gate
Exterior and Parking
- Garage
- Garage, 1 space
- Guest Parking
- Yes
- Roof
- Other
- Foundation
- Other, Concrete perimeterand slab
- Pool
- Community pool, Heated, In ground, Saunaor steam room
- View
- Water
- Zoning
- R3
Community and HOA
- HOA Dues
- $1200/mo
- HOA Includes
- Insurance
- Utilities
- Water public
- County
- Monterey
- City
- Monterey
Schools
- School District
- Monterey Peninsula Unified
- Monterey Schools
- View Monterey schools
Listing
- MLS Number
- ML82055058
- Listed
- October 1, 2026
- Days on Market
- 8
- Listing Agent
- Michelle Vivenzi
- Listing Brokerage
- Compass
- Data Verified
- October 9, 2026
Source: MLSListings Inc. School attendance boundaries are set by the district and can change; verify directly with the district.
Free from Aegis · Updated for October 2026
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Location
125 Surf Way 438, Monterey, CA 93940 · Monterey County
Market Context
Price Positioning
🏠 Inventory: 14 2-bedroom homes and 16 condos currently active in Monterey.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
Get My Offer Range →Frequently Asked Questions
Listed at $1,220,000 ($1,004/sqft). The three most recent 2-bedroom sales in 93940 closed at $643 to $852 per sqft.
Listed October 1, 2026. That is 8 days on market as of October 9, 2026.
Est. $9,063/mo with 20% down ($244,000) at 6.75%. That is principal and interest $6,330, property tax $1,271, insurance $262 and HOA $1,200. The assumptions and lender disclosure are with the payment estimate at the top of this page.
There are 75 active listings in Monterey: 14 are 2-bedroom and 16 are condos.
The three most recent 2-bedroom sales in Monterey 93940 closed at $786,000, $1,250,000 and $1,300,000, or $643 to $852 per sqft.
Yes. As of October 9, 2026, 125 Surf Way 438 is an active listing at $1,220,000. It is a 2-bedroom, 2-bath condo with HOA dues of $1,200 per month.
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Buyers
See 125 Surf Way 438 before the weekend
Listed 8 days ago.
Questions
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Timothy Alston, Broker, DRE# 01328224. Over 23 years in Silicon Valley real estate.
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