48 photos · MLS data verified August 3, 2026 · Updated every 15 min
$899,999Active
2 Beds·3 Baths·1,227 sqft·697 sqft lot·Built 1983
2052 Wharf RD, Capitola, CA 95010
Listed 40 days ago · June 24, 2026 | MLS# ML82051648
$733/sqft -26% vs Capitola avg
What this means: Priced below the Capitola per-sqft average. Compare to recent sales below for context.
Est. $6,619/moP&I $4,670 · Tax $937 · Insurance $262 · HOA $750Assumes 20% down ($180,000) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Active listing in Capitola, Santa Clara County. Convenient access to schools, parks, and Bay Area employment centers.
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2 Bed / 3 Bath / 1,227 sqft on 697 sqft Lot
Spec sheet at a glance. See full details below for interior, exterior, and lot features.
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Listed at $899K vs City Average $1.2M
$733/sqft compared to Capitola avg $990/sqft (-25.9%).
Best fit forActive BuyersCapitola SearchersMove-Up / Move-In
About This Home
Ideally located, this lovely, updated 2-bedroom, 2.5-bath condo is just a stroll to Capitola Village/Beach, The Esplanade, restaurants, coffee shops, the public library, and much more. Nestled within the small Riverview Community, you'll enjoy easy access to Hwy 1, 41st Ave, and everything from specialty markets to major retailers. Beyond the prime location, this home offers features rarely found in condo living, including a detached 2-car garage, indoor laundry, and five separate outdoor living areas: a rooftop deck for entertaining, a living room balcony overlooking a tree-filled greenbelt, a sunny courtyard for morning coffee, and a private outdoor space off each bedroom for curling up with a great book. Both bedrooms and bathrooms are thoughtfully located on the lower level. Enjoy radiant heated floors in the guest bathroom and hallway. Upstairs, the open living area features a gas-starter fireplace, abundant windows, skylights, and vaulted ceilings creating an airy feel. The beautiful kitchen offers plenty of cabinetry and a dry bar with a wine/beverage fridge. Whether you're looking for a full-time residence, weekend retreat, or investment property, this is a fantastic opportunity to enjoy Capitola's coveted coastal lifestyle.
MLS ID #ML82051648, Marti Pepito Meyer. Listing provided by Christie's International Real Estate Sereno · MLSListings Inc.
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Property Details
Property Type
Condominium
Year Built
1983
Bedrooms
2
Bathrooms
2 Full, 1 Half
Living Area
1,227 sqft
Lot Size
697 sqft
Garage
2 Spaces
Price/sqft
$733
County
SantaCruz
MLS Number
ML82051648
Status
Active
Stories
N/A
HOA
$750/mo
Interior Features
CentralForcedAir
Exterior & Lot
Shingle Roof2-Car Garage0.02 Acres
Location
This HomeActive ListingNew (3 days or less)Price ReducedOpen HouseSold
2052 Wharf RD, Capitola, CA 95010 · SantaCruz County
Market Context
Price Positioning
$Price context: Listed at $733/sqft vs Capitola avg $990/sqft (25.9% below).
$Sale-to-list: Capitola homes selling at 100.2% of asking.
⏲Velocity: City avg 57 days. This home: 40 days.
🏠Inventory:8 2-bedroom homes currently available in Capitola.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
This 1,227 square foot condominium at 2052 Wharf RD in Capitola features 2 bedrooms and 3 bathrooms. Listed at $899,999, this Capitola property reflects the current pricing trends for 2-bedroom homes in the 95010 zip code.
2-Bedroom Homes for Sale in Capitola 95010
Browse 2-bedroom condominium listings in the Capitola area of Capitola. Properties in 95010 are currently averaging $990 per square foot with 57 days on market.
What to Expect When Buying in Capitola
The Capitola market in Capitola features a mix of condominium properties ranging from starter homes to luxury estates. Current inventory levels suggest moderate conditions for buyers in this area.
Listed at $899,999 ($733/sqft). Capitola avg is $990/sqft, placing this 25.9% below. Comparable recent sales help frame the value.
Listed 40 days (as of June 24, 2026). Capitola average is 57 days.
Est. $6,619/mo with 20% down ($180,000) at 6.75%. Includes principal & interest ($4,670), property tax ($937), and insurance ($262). HOA: $750/mo. Aegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
There are 43 active listings in Capitola (8 are 2-bedroom). At $899,999 this is positioned against the city average of $1,241,063. Similar homes have sold at 100.2% of asking.
2-bedroom homes in Capitola (95010) are currently averaging $990 per square foot. Market activity shows homes spending an average of 57 days on market in this area.
2052 Wharf RD in Capitola is currently listed at $899,999. This 2-bedroom, 3-bathroom condominium is located in the Capitola area.
The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than Aegis Luxury Real Estate are marked with the Internet Data Exchange icon (a stylized house) and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from the MLSListings MLS as of Aug 3, 2026 4:30 PM PT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
These statistics are generated using information from the MLSListings Inc. multiple listing service, but have not been verified and are not guaranteed. MLSListings Inc. disclaims any responsibility for the accuracy and reliability of these statistics. This information should not be relied upon for real estate transaction decisions.
Data updated every 15 minutes. Visit www.MLSListings.com for more information.
Information provided is for general informational purposes only. Equal Housing Opportunity. If you are currently working with a real estate agent, this is not intended as a solicitation.
Timothy Alston, Broker, DRE# 01328224, Aegis Luxury Real Estate, 10080 N. Wolfe Rd Ste SW3-200, Cupertino CA 95014. (408) 207-4593.
Last updated: Aug 3, 2026 4:30 PM PT | Source: MLSListings Inc.
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