Listed 73 days ago · May 22, 2026 | MLS# ML82048233
$633/sqft -24% vs Monterey avg
What this means: Priced below the Monterey per-sqft average. Compare to recent sales below for context.
Est. $15,455/moP&I $12,453 · Tax $2,500 · Insurance $262 · HOA $240Assumes 20% down ($480,000) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Active listing in Monterey, Santa Clara County. Convenient access to schools, parks, and Bay Area employment centers.
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4 Bed / 5 Bath / 3,790 sqft on 104,980 sqft Lot
Spec sheet at a glance. See full details below for interior, exterior, and lot features.
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Listed at $2.4M vs City Average $1.5M
$633/sqft compared to Monterey avg $833/sqft (-24.0%).
Best fit forActive BuyersMonterey SearchersMove-Up / Move-In
About This Home
Set within the serene gated community of Bay Ridge, this 3,798 sq ft Monterey residence captures panoramic Carmel Valley views across 2.4 acres. Thoughtfully designed for everyday comfort and effortless entertaining, the home offers four spacious ensuite bedrooms and 4.5 baths, multiple gathering spaces, and seamless indoor-outdoor flow. The light-filled kitchen and family room open to an expansive view deck framed by columns and pergola, ideal for al fresco dinners, weekend brunches, and sunset gatherings. Formal living and dining rooms, three fireplaces, and a gracious foyer with dramatic double doors create a warm, welcoming sense of arrival. The primary suite is a true retreat, featuring its own fireplace, generous sitting area, private courtyard, and separate deck overlooking the hills. Recent improvements include fresh interior paint, new heaters, a recently painted exterior, and 31 owned solar panels installed in 2023. Well-considered amenities such as a 3-car garage with Tesla charger, additional on-site parking, and a dedicated dog run further elevate everyday living. Within a gated community that offers security, privacy, and peace of mindand just minutes from all the Peninsula has to offerthis peaceful enclave is Bay Ridge living at its best.
MLS ID #ML82048233, Nancy Nino. Listing provided by Coldwell Banker Realty · MLSListings Inc.
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Property Details
Property Type
Single Family Residence
Year Built
1991
Bedrooms
4
Bathrooms
4 Full, 1 Half
Living Area
3,790 sqft
Lot Size
104,980 sqft
Garage
3 Spaces
Price/sqft
$633
County
Monterey
MLS Number
ML82048233
Status
Active
Stories
N/A
HOA
$240/mo
Interior Features
CentralForcedAir, Gas, Heating_2plusZones
Exterior & Lot
Concrete Roof3-Car Garage2.41 Acres
Location
This HomeActive ListingNew (3 days or less)Price ReducedOpen HouseSold
11142 Saddle RD, Monterey, CA 93940 · Monterey County
Market Context
Price Positioning
$Price context: Listed at $633/sqft vs Monterey avg $833/sqft (24.0% below).
$Sale-to-list: Monterey homes selling at 99.3% of asking.
⏲Velocity: City avg 35 days. This home: 73 days.
🏠Inventory:16 4-bedroom homes currently available in Monterey.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
This 3,790 square foot single-family home at 11142 Saddle RD in Monterey features 4 bedrooms and 5 bathrooms. Listed at $2,400,000, this Monterey property reflects the current pricing trends for 4-bedroom homes in the 93940 zip code.
4-Bedroom Homes for Sale in Monterey 93940
Browse 4-bedroom single-family home listings in the Monterey area of Monterey. Properties in 93940 are currently averaging $833 per square foot with 35 days on market.
What to Expect When Buying in Monterey
The Monterey market in Monterey features a mix of single-family home properties ranging from starter homes to luxury estates. Current inventory levels suggest moderate conditions for buyers in this area.
Listed at $2,400,000 ($633/sqft). Monterey avg is $833/sqft, placing this 24.0% below. Comparable recent sales help frame the value.
Listed 73 days (as of May 22, 2026). Monterey average is 35 days.
Est. $15,455/mo with 20% down ($480,000) at 6.75%. Includes principal & interest ($12,453), property tax ($2,500), and insurance ($262). HOA: $240/mo. Aegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
There are 89 active listings in Monterey (16 are 4-bedroom). At $2,400,000 this is positioned against the city average of $1,537,342. Similar homes have sold at 99.3% of asking.
4-bedroom homes in Monterey (93940) are currently averaging $833 per square foot. Market activity shows homes spending an average of 35 days on market in this area.
11142 Saddle RD in Monterey is currently listed at $2,400,000. This 4-bedroom, 5-bathroom single-family home is located in the Monterey area.
The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than Aegis Luxury Real Estate are marked with the Internet Data Exchange icon (a stylized house) and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from the MLSListings MLS as of Aug 3, 2026 7:00 PM PT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
These statistics are generated using information from the MLSListings Inc. multiple listing service, but have not been verified and are not guaranteed. MLSListings Inc. disclaims any responsibility for the accuracy and reliability of these statistics. This information should not be relied upon for real estate transaction decisions.
Data updated every 15 minutes. Visit www.MLSListings.com for more information.
Information provided is for general informational purposes only. Equal Housing Opportunity. If you are currently working with a real estate agent, this is not intended as a solicitation.
Timothy Alston, Broker, DRE# 01328224, Aegis Luxury Real Estate, 10080 N. Wolfe Rd Ste SW3-200, Cupertino CA 95014. (408) 207-4593.
Last updated: Aug 3, 2026 7:00 PM PT | Source: MLSListings Inc.
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