81 photos · MLS data verified October 9, 2026 · Updated every 15 min
$4,588,000
Active
4 Beds·4 Baths·2,586 sqft·7,318 sqft lot·Built 1952
116 Monterey St, Santa Cruz, CA 95060
Listed 143 days ago · | MLS# ML82047237
$1,774/sqft
116 Monterey St is a 4-bedroom, 4-bath single family home in Santa Cruz 95060 with 2,586 square feet of living space, built in 1952. It is listed at $4,588,000, or $1,774 per square foot. The three most recent 4-bedroom sales in 95060 closed between $1,350,000 and $3,300,000 ($453 to $1,058 per square foot).
Est. $28,847/moP&I $23,806 · Tax $4,779 · Insurance $262 · HOA $0Assumes 20% down ($917,600) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use a property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Single Family Price Position in Santa Cruz
$1.0M$2.8M
179Active in Santa Cruz
93Active Single Family Homes
4.3 moInventory
Why This Home Stands Out
🏠
4 Bed / 4 Bath, 2,586 sqft
Built in 1952, 2-car garage.
Best fit forActive BuyersSanta Cruz SearchersMove-Up / Move-In
About 116 Monterey St
This Mediterranean masterpiece was entirely reimagined and 95% redone in 2007 by the current owners. The only remnant of the original home is a part of the foundation and the retro downstairs bathroom. Also added was an oversized two stall garage and a 1 bedroom, 1 bath ADU with unobstructed views of the Boardwalk, Wharf, and Monterey Bay, with a separate address of 118 Monterey Street. The owners meticulously preserved the vintage character, designing a high-end modern residence around that historic core. From the structural integrity to the lush, professional landscaping, every inch of this property has been built, lived in, and maintained to an immaculate standard.Situated just steps from West Cliff Drive and the Cowells Beach stairs, this residence caters to an active lifestyle centered around the ocean. The chef's kitchen, anchored by a Wolf range and a generous island, makes entertaining effortless. Evenings end in a private coastal oasis featuring an 8-person outdoor hot tub and a convenient outdoor shower, the essential finish to a morning surf session.The permitted 1bed /1 bath ADU sits atop a 2-car, oversized mechanic's garage and offers a proven income of $30-40k annually, or an opportunity for a family compound. Easily the best high end value in Santa Cruz County.
MLS ID #ML82047237, Craig Springbett. Listing provided by Christie's International Real Estate Sereno · MLSListings Inc.
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Property Details for 116 Monterey St
Overview
- Property Type
- Single Family Residence
- Year Built
- 1952
- Stories
- 2
- Bedrooms
- 4
- Bathrooms
- 4 Full
- Living Area
- 2,586 sqft
- Lot Size
- 7,318 sqft (0.17 acres)
- Price/sqft
- $1,774
- Status
- Active
Interior
- Kitchen
- Formal dining room
- Fireplace
- Living room
- Heating
- Central forced air
- Cooling
- None
- Flooring
- Hardwood, Tile
- Family Room
- Kitchen family room combo
Exterior and Parking
- Garage
- Garage, 2 spaces
- Roof
- Tile
- Foundation
- Concrete perimeter
- View
- Bay, City lights, Hills, Mountains, Ocean
- Zoning
- R1
Community and HOA
- Utilities
- Public, Water public
- County
- Santa Cruz
- City
- Santa Cruz
Schools
- School District
- Santa Cruz City High
- Santa Cruz Schools
- View Santa Cruz schools
Listing
- MLS Number
- ML82047237
- Listed
- May 19, 2026
- Days on Market
- 143
- Listing Agent
- Craig Springbett
- Listing Brokerage
- Christie's International Real Estate Sereno
- Data Verified
- October 9, 2026
Source: MLSListings Inc. School attendance boundaries are set by the district and can change; verify directly with the district.
Free from Aegis · Updated for October 2026
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Location
116 Monterey St, Santa Cruz, CA 95060 · Santa Cruz County
Market Context
Price Positioning
🏠 Inventory: 23 4-bedroom homes and 93 single family homes currently active in Santa Cruz.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
Get My Offer Range →Frequently Asked Questions
Listed at $4,588,000 ($1,774/sqft). The three most recent 4-bedroom sales in 95060 closed at $453 to $1,058 per sqft.
Listed May 19, 2026. That is 143 days on market as of October 9, 2026.
Est. $28,847/mo with 20% down ($917,600) at 6.75%. That is principal and interest $23,806, property tax $4,779 and insurance $262. The assumptions and lender disclosure are with the payment estimate at the top of this page.
There are 179 active listings in Santa Cruz: 23 are 4-bedroom and 93 are single family homes.
The three most recent 4-bedroom sales in Santa Cruz 95060 closed at $1,350,000, $2,548,150 and $3,300,000, or $453 to $1,058 per sqft.
Yes. As of October 9, 2026, 116 Monterey St is an active listing at $4,588,000. It is a 4-bedroom, 4-bath single family home.
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MLS ID #ML82051252, Strock Team. Listing provided by eXp Realty of California Inc · MLSListings Inc.Source: MLSListings Inc. Closed sales data.
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Buyers
See 116 Monterey St before the weekend
Listed 143 days ago.
Questions
Talk to Timothy directly
Timothy Alston, Broker, DRE# 01328224. Over 23 years in Silicon Valley real estate.
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