61 photos · MLS data verified August 3, 2026 · Updated every 15 min
$729,000Active
2 Beds·2 Baths·1,023 sqft·828 sqft lot·Built 1989
1644 Ocean ST, Santa Cruz, CA 95060
Listed 84 days ago · May 11, 2026 | MLS# ML82046506
$712/sqft -26% vs Santa Cruz avg
What this means: Priced below the Santa Cruz per-sqft average. Compare to recent sales below for context.
Est. $5,164/moP&I $3,783 · Tax $759 · Insurance $262 · HOA $360Assumes 20% down ($145,800) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Active listing in Santa Cruz, Santa Clara County. Convenient access to schools, parks, and Bay Area employment centers.
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2 Bed / 2 Bath / 1,023 sqft on 828 sqft Lot
Spec sheet at a glance. See full details below for interior, exterior, and lot features.
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Listed at $729K vs City Average $1.8M
$712/sqft compared to Santa Cruz avg $964/sqft (-26.1%).
Best fit forActive BuyersSanta Cruz SearchersMove-Up / Move-In
About This Home
Tucked inside a private gated community of just six residences, this beautifully maintained Santa Cruz condo feels like a hidden retreat away from the hustle and bustle, yet moments from everything that makes this area so special. Leave the car behind & enjoy easy access to many of Santa Cruz's favorite everyday conveniences by bike or nearby routes. This move-in-ready home features 2 BR/1.5 BA, soaring high ceilings, wood floors, double-pane windows, & an updated kitchen with a functional layout. Enjoy indoor-outdoor living with 2 private patios, including an enclosed courtyard ideal for relaxing, grilling, or entertaining. Additional highlights include a finished garage, in-unit laundry, a downstairs half bath, & the option to add a gas fireplace for added charm. HOA dues are just $360/month & include water & garbage, helping keep monthly ownership costs reasonable. Residents enjoy a well-maintained setting with attractive common areas, a shared firepit, and lounge area. Ideally located minutes from beaches, downtown Santa Cruz, UCSC, Costco, New Leaf Market, Trader Joe's, shopping, dining, nearby bike trails, & exceptionally convenient access to HWY 1 & 17 for commuting, this home offers an excellent opportunity to enjoy Santa Cruz living in a small, well-kept community.
MLS ID #ML82046506, Mike Bloch. Listing provided by Christie's International Real Estate Sereno · MLSListings Inc.
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Property Details
Property Type
Condominium
Year Built
1989
Bedrooms
2
Bathrooms
1 Full, 1 Half
Living Area
1,023 sqft
Lot Size
828 sqft
Garage
1 Spaces
Price/sqft
$712
County
SantaCruz
MLS Number
ML82046506
Status
Active
Stories
N/A
HOA
$360/mo
Interior Features
WallFurnace
Exterior & Lot
Composition, Shingle Roof1-Car Garage0.02 Acres
Location
This HomeActive ListingNew (3 days or less)Price ReducedOpen HouseSold
1644 Ocean ST, Santa Cruz, CA 95060 · SantaCruz County
Market Context
Price Positioning
$Price context: Listed at $712/sqft vs Santa Cruz avg $964/sqft (26.1% below).
$Sale-to-list: Santa Cruz homes selling at 101.0% of asking.
⏲Velocity: City avg 28 days. This home: 84 days.
🏠Inventory:33 2-bedroom homes currently available in Santa Cruz.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
1644 Ocean ST is located in the EastSantaCruz area of Santa Cruz, California. This 2-bedroom, 2-bathroom condominium is listed for $729,000. Homes in EastSantaCruz average $964 per square foot with an average of 28 days on market, making this one of the most actively watched markets in 95060.
2-Bedroom Homes for Sale in Santa Cruz 95060
Browse 2-bedroom condominium listings in the EastSantaCruz area of Santa Cruz. Properties in 95060 are currently averaging $964 per square foot with 28 days on market.
What to Expect When Buying in EastSantaCruz
The EastSantaCruz market in Santa Cruz features a mix of condominium properties ranging from starter homes to luxury estates. Current inventory levels suggest active conditions for buyers in this area.
Listed at $729,000 ($712/sqft). Santa Cruz avg is $964/sqft, placing this 26.1% below. Comparable recent sales help frame the value.
Listed 84 days (as of May 11, 2026). Santa Cruz average is 28 days.
Est. $5,164/mo with 20% down ($145,800) at 6.75%. Includes principal & interest ($3,783), property tax ($759), and insurance ($262). HOA: $360/mo. Aegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
There are 163 active listings in Santa Cruz (33 are 2-bedroom). At $729,000 this is positioned against the city average of $1,791,662. Similar homes have sold at 101.0% of asking.
2-bedroom homes in Santa Cruz (95060) are currently averaging $964 per square foot. Market activity shows homes spending an average of 28 days on market in this area.
1644 Ocean ST in Santa Cruz is currently listed at $729,000. This 2-bedroom, 2-bathroom condominium is located in the EastSantaCruz area.
The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than Aegis Luxury Real Estate are marked with the Internet Data Exchange icon (a stylized house) and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from the MLSListings MLS as of Aug 3, 2026 7:00 PM PT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
These statistics are generated using information from the MLSListings Inc. multiple listing service, but have not been verified and are not guaranteed. MLSListings Inc. disclaims any responsibility for the accuracy and reliability of these statistics. This information should not be relied upon for real estate transaction decisions.
Data updated every 15 minutes. Visit www.MLSListings.com for more information.
Information provided is for general informational purposes only. Equal Housing Opportunity. If you are currently working with a real estate agent, this is not intended as a solicitation.
Timothy Alston, Broker, DRE# 01328224, Aegis Luxury Real Estate, 10080 N. Wolfe Rd Ste SW3-200, Cupertino CA 95014. (408) 207-4593.
Last updated: Aug 3, 2026 7:00 PM PT | Source: MLSListings Inc.
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